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Showing posts from August, 2025

Comparing Mutual Funds? Here’s What Investors Miss When They Only Look at Returns.

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  When comparing mutual fund schemes, the most common metric investors rely on is returns . It feels intuitive — if a fund has delivered higher returns in the past, it must be better. But here’s the reality: returns are the result, not the process. What actually shapes those numbers are hidden drivers like portfolio allocation, market-cap exposure, diversification, churn, and the fund manager’s investment philosophy. Two funds in the same category can have similar short-term returns, but behave very differently in the long run or during market volatility. If you want to make informed investment decisions, you need to dig deeper. Here’s why looking beyond returns matters when evaluating mutual funds across categories. Flexi-Cap Funds: Same Freedom, Different Strategies Flexi-cap funds enjoy the flexibility to invest across large, mid, and small caps. But that freedom means no two funds are alike. ·          Allocation tilt: Some f...

Trump’s Tariff Gamble: What It Means for India’s Economy?

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  The global economy is once again bracing for disruption. With Donald Trump returning to the forefront of American politics and hinting at a revival of his protectionist trade agenda, countries worldwide are preparing for a renewed era of tariffs and economic nationalism. For India—one of the fastest-growing major economies and a rising global trade partner—the implications of Trump’s tariff playbook are profound. This article explores Trump’s tariff strategy, its direct and indirect effects on India, and how New Delhi can turn potential headwinds into opportunities. Trump’s Tariff Legacy: A Quick Recap During his 2017–2021 presidency, Donald Trump introduced sweeping tariffs under the banner of “America First.” His administration levied duties on billions of dollars’ worth of imports—targeting China most aggressively, but also extending to steel, aluminium, and other products from traditional allies like the EU, Canada, and India. In 2018, the U.S. slapped 25% tariffs ...